Frequently Asked Questions (FAQs)
1. How can I get eCebuana mobile App?
Step 1: Go to Google Play Store or Apple App Store
Step 2: Search “eCebuana 2.0”
Step 3: Download the app and install it on your device
2. What are the features available in eCebuana mobile App?
With eCebuana App, you can enjoy the following features and Benefits:
- View your account balance
- View your transaction history
- Send Money to Other Micro Savings accounts
- Send Money to Other Banks (via InstaPay)
- Send Money to Any Cebuana Lhuillier Branch (Cash pickup)
- Purchase Load
- Pay your bills to over 50 merchants
- Loan Inquiry
3. What username and password should I use?
For new users: You will need to register an account via App or visit any
Cebuana branches.
Existing account holders: You can use your existing eCebuana username and
password to log in.
4. Will eCebuana App work even in overseas?
Yes, you can still use the eCebuana App overseas as long as you are connected to
the internet.
5. How can I activate login via Fingerprint authentication?
Log in using your fingerprint and simply log in to your eCebuana App and nominate
a 5-digit device PIN.
6. Is there a fee in using the eCebuana app?
The App is free but usage of the App requires an internet connection, data charges
may incur if you are not connected to a WiFi connection.
7. Is using the eCebuana app safe?
To ensure that your mobile banking experience is both secured and convenient, Cebuana
Lhuillier Bank employs the latest security measures and technology to eCebuana App.
8. What is my transaction PIN?
Your transaction PIN is the 4-digit PIN you nominated when you opened your Cebuana
Micro Savings Account. You will be required to input your PIN to complete your transactions
for added security.
9. How can I transfer money with my app?
With eCebuana App, you can now Send Money to your family and friends through:
- Send Money to Any Cebuana Lhuillier Branch
Generate a Domestic Remittance from your Micro Savings Account which can be picked
up at any Cebuana Lhuillier Branch and Agent nationwide.
- Send Money to Other Micro Savings Account
You can now send money to anyone with a Micro Savings Account. Just input the 12
digit Micro Savings Account Number of your intended recipient.
- Send Money to Other Banks via InstaPay
You can now send money to other Banks via InstaPay, whenever, wherever. If you’re
regularly transferring money to someone, it is recommended that you enroll the recipient’s
account.
10. Are there maximum transaction limits to transfer?
Yes, sending money to any Cebuana Lhuillier Branch and other Banks via InstaPay
has a limit of PHP 50,000 per transaction; while sending money to other Micro Savings
Account has a limit of PHP 5,000 per transaction.
11. Is there a limit as to how many times I can transfer?
Yes, with Send Money to other Micro Savings account, you will be allowed to do up
to three transfers per day.
12. What are the loans that I can apply?
- Back2Back
A Back to Back loan is offered to Micro biz owners who would want to have an emergency
fund. Also offered to aspiring Microbiz owners to help them start their business.
- Housing
Term loan designed for the purpose of acquisition of a residential property. This
is also available for refinancing a home loan with another bank / financial institution.
- Business
A business loan offered to small and medium enterprises to help with their working
capital or for purchase of fixed assets, expansion, construction or financing of
receivables.
- Microfinance
A business loan offered to micro-entrepreneurs to help them with their additional
working capital needs