SME Credit Line

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

Ang negosyo mong pinaghirapan, siguradong may paghuhugutan. Give your business a direct revolving fund with our SME Credit Line.

Ang negosyo mo ay siguradong madadagdagan kapag merong mapaghuhugutan with Cebuana Lhuillier Rural Bank’s SME Credit Line.

Whether you need funds for your operating expenses, increasing your inventory, or payment for your suppliers, the credit line will surely help you with what your business needs.

Get a direct credit line with a reasonable term rate and immediate access.

Purchase additional inventory

Working Capital

Finance Receivables

Product Details

Minimum Loan Amount	Php500,000.00
Maximum Loanable Amount	Subject to Borrower’s Capacity

Terms	1 year renewable
Eligibility	Sole Proprietorship, Partnership or Corporation opertaing for at least 3 years.

Requirements

SOLE PROPRIETORSHIP

Completely filled out and signed application form
Authorization Letter for bank check and appraisal
Clear copy of two (2) valid IDs of borrower/authorized signatory (must be photo-bearing and government-issued)
(See list of valid IDs)
Bank Statements (latest 3 months)
Income Tax Return (Form 1701)
Audited Financial Statements (latest 3 years)
DTI Certificate of Business Registration
Valid Business or Mayor’s Permit

PARTNERSHIP / CORPORATION

Completely filled out and signed application form
Authorization Letter for bank check and appraisal
Clear copy of two (2) valid IDs of borrower/authorized signatory (must be photo-bearing and government-issued)
(See list of valid IDs)
Bank Statements (latest 3 months)
Income Tax Return
Audited Financial Statements (latest 3 years)
In-house FS (latest 3 years), if available
SEC Registration and General Information Sheet (GIS)
Articles of Incorporation & By-Laws
Company profile: background, owners, key officers
Valid Business or Mayor’s Permit

PRE-BOOKING REQUIREMENTS

Partnership / Board Resolution or Secretary’s Certificate
Continuing Suretyship Agreement (for corporations only)

ADDITIONAL REQUIREMENTS (IF APPLICABLE)

For Loan Take Out:

Latest Statement of Account from creditor
Copy of Official Receipts of payments in the past 3 months

For Construction Renovation:

Building Plans
Bills of materials and cost estimates / specifications

For Acquisition:

Contract to sell

For Rental Business:

Lease contracts
List of properties for rent, including: Contact person, Contact number, Address of property

Apply Now

Inquire Now

II. Special Savings Account	INTEREST RATES per annum
AMOUNT/TERM	30-90 Days	91-180 Days	181-365 Days	Ave.
₱10,000.00 - ₱499,999.99	0.750%	0.8750%	1.000%	0.875%
₱500,000.00 - ₱999,999.99	0.875%	1.000%	1.125%	1.000%
₱1,000,000.00 - ₱4,999,999.99	1.000%	1.125%	1.250%	1.125%
₱5,000,000.00 - ₱9,999,999.99	1.125%	1.250%	1.375%	1.250%
₱10,000,000.00 Above	1.250%	1.375%	1.500%	1.375%

SME Credit Line

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

SME Credit Line

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AMOUNT	FEE
1 - 100	₱1.00
101 - 200	₱2.00
201 - 300	₱3.00
301 - 400	₱4.00
401 - 500	₱5.00
501 - 600	₱6.00
601 - 700	₱7.00
701 - 800	₱8.00
801 - 900	₱9.00
901 - 1,000	₱10.00
1,001 - 1,100	₱11.00
1,101 - 1,200	₱12.00
1,201 - 1,300	₱13.00
1,301 - 1,400	₱14.00
1,401 - 1,500	₱15.00
1,501 - 1,600	₱16.00
1,601 - 1,700	₱17.00
1,701 - 1,800	₱18.00
1,801 - 1,900	₱19.00
1,901 - 2,000	₱20.00
2,001 - 2,100	₱21.00
2,101 - 2,200	₱22.00
2,201 - 2,300	₱23.00
2,301 - 2,400	₱24.00
2,401 - 2,500	₱25.00
2,501 - 2,600	₱26.00
2,601 - 2,700	₱27.00
2,701 - 2,800	₱28.00
2,801 - 2,900	₱29.00
2,901 - 3,000	₱30.00
3,001 - 3,100	₱31.00
3,101 - 3,200	₱32.00
3,201 - 3,300	₱33.00
3,301 - 3,400	₱34.00
3,401 - 3,500	₱35.00
3,501 - 3,600	₱36.00
3,601 - 3,700	₱37.00
3,701 - 3,800	₱38.00
3,801 - 3,900	₱39.00
3,901 - 4,000	₱40.00
4,001 - 4,100	₱41.00
4,101 - 4,200	₱42.00
4,201 - 4,300	₱43.00
4,301 - 4,400	₱44.00
4,401 - 4,500	₱45.00
4,501 - 4,600	₱46.00
4,601 - 4,700	₱47.00
4,701 - 4,800	₱48.00
4,801 - 4,900	₱49.00
4,901 - 5,000	₱50.00
5,001 - 5,100	₱51.00
5,101 - 5,200	₱52.00
5,201 - 5,300	₱53.00
5,301 - 5,400	₱54.00
5,401 - 5,500	₱55.00
5,501 - 5,600	₱56.00
5,601 - 5,700	₱57.00
5,701 - 5,800	₱58.00
5,801 - 5,900	₱59.00
5,901 - 6,000	₱60.00
6,001 - 6,100	₱61.00
6,101 - 6,200	₱62.00
6,201 - 6,300	₱63.00
6,301 - 6,400	₱64.00
6,401 - 6,500	₱65.00
6,501 - 6,600	₱66.00
6,601 - 6,700	₱67.00
6,701 - 6,800	₱68.00
6,801 - 6,900	₱69.00
6,901 - 7,000	₱70.00
7,001 - 7,100	₱71.00
7,101 - 7,200	₱72.00
7,201 - 7,300	₱73.00
7,301 - 7,400	₱74.00
7,401 - 7,500	₱75.00
7,501 - 7,600	₱76.00
7,601 - 7,700	₱77.00
7,701 - 7,800	₱78.00
7,801 - 7,900	₱79.00
7,901 - 8,000	₱80.00
8,001 - 8,100	₱81.00
8,101 - 8,200	₱82.00
8,201 - 8,300	₱83.00
8,301 - 8,400	₱84.00
8,401 - 8,500	₱85.00
8,501 - 8,600	₱86.00
8,601 - 8,700	₱27.00
8,701 - 8,800	₱88.00
8,801 - 8,900	₱89.00
8,901 - 9,000	₱90.00
9,001 - 9,100	₱91.00
9,101 - 9,200	₱92.00
9,201 - 9,300	₱93.00
9,301 - 9,400	₱94.00
9,401 - 9,500	₱95.00
9,501 - 9,600	₱96.00
9,601 - 9,700	₱97.00
9,701 - 9,800	₱98.00
9,801 - 9,900	₱99.00
9,901 - 10,000	₱100.00
10,001 - 10,100	₱101.00
10,101 - 10,200	₱102.00
10,201 - 10,300	₱103.00
10,301 - 10,400	₱104.00
10,401 - 10,500	₱105.00
10,501 - 10,600	₱106.00
10,601 - 10,700	₱107.00
10,701 - 10,800	₱108.00
10,801 - 10,900	₱109.00
10,901 - 11,000	₱110.00
11,001 - 11,100	₱111.00
11,101 - 11,200	₱112.00
11,201 - 11,300	₱113.00
11,301 - 11,400	₱114.00
11,401 - 11,500	₱115.00
11,501 - 11,600	₱116.00
11,601 - 11,700	₱117.00
11,701 - 11,800	₱118.00
11,801 - 11,900	₱119.00
11,901 - 12,000	₱120.00
12,001 -12,100	₱121.00
12,101 - 12,200	₱122.00
12,201 - 12,300	₱123.00
12,301 - 12,400	₱124.00
12,401 - 12,500	₱125.00
12,501 - 12,600	₱126.00
12,601 - 12,700	₱127.00
12,701 - 12,800	₱128.00
12,801 - 12,900	₱129.00
12,901 - 13,000	₱130.00
13,001 - 13,100	₱131.00
13,101 - 13,200	₱132.00
13,201 - 13,300	₱133.00
13,301 - 13,400	₱134.00
13,401 - 13,500	₱135.00
13,501 - 13,600	₱136.00
13,601 - 13,700	₱137.00
13,701 - 13,800	₱138.00
13,801 - 13,900	₱139.00
13,901 - 14,000	₱140.00
14,001 - 14,100	₱141.00
14,101 - 14,200	₱142.00
14,201 - 14,300	₱143.00
14,301 - 14,400	₱144.00
14,401 - 14,500	₱145.00
14,501 - 14,600	₱146.00
14,601 - 14,700	₱147.00
14,701 - 14,800	₱148.00
14,801 - 14,900	₱149.00
14,901 - 15,000	₱150.00
15,001 - 15,100	₱151.00
15,101 - 15,200	₱152.00
15,201 - 15,300	₱153.00
15,301 - 15,400	₱154.00
15,401 - 15,500	₱155.00
15,501 - 15,600	₱156.00
15,601 - 15,700	₱157.00
15,701 - 15,800	₱158.00
15,801 - 15,900	₱159.00
15,901 - 16,000	₱160.00
16,001 - 16,100	₱161.00
16,101 - 16,200	₱162.00
16,201 - 16,300	₱163.00
16,301 - 16,400	₱164.00
16,401 - 16,500	₱165.00
16,501 - 16,600	₱166.00
16,601 - 16,700	₱167.00
16,701 - 16,800	₱168.00
16,801 - 16,900	₱169.00
16,901 - 17,000	₱170.00
17,001 - 17,100	₱171.00
17,101 - 17,200	₱172.00
17,201 - 17,300	₱173.00
17,301 - 17,400	₱174.00
17,401 - 17,500	₱175.00
17,501 - 17,600	₱176.00
17,601 - 17,700	₱177.00
17,701 - 17,800	₱178.00
17,801 - 17,900	₱179.00
17,901 - 18,000	₱180.00
18,001 - 18,100	₱181.00
18,101 - 18,200	₱182.00
18,201 - 18,300	₱183.00
18,301 - 18,400	₱184.00
18,401 - 18,500	₱185.00
18,501 - 18,600	₱186.00
18,601 - 18,700	₱187.00
18,701 - 18,800	₱188.00
18,801 - 18,900	₱189.00
18,901 - 19,000	₱190.00
19,001 - 19,100	₱191.00
19,101 - 19,200	₱192.00
19,201 - 19,300	₱193.00
19,301 - 19,400	₱194.00
19,401 - 19,500	₱195.00
19,501 - 19,600	₱196.00
19,601 - 19,700	₱197.00
19,701 - 19,800	₱198.00
19,801 - 19,900	₱199.00
19,901 - 20,000	₱200.00
20,001 - 20,100	₱201.00
20,101 - 20,200	₱202.00
20,201 - 20,300	₱203.00
20,301 - 20,400	₱204.00
20,401 - 20,500	₱205.00
20,501 - 20,600	₱206.00
20,601 - 20,700	₱207.00
20,701 - 20,800	₱208.00
20,801 - 20,900	₱209.00
20,901 - 21,000	₱210.00
21,001 - 21,100	₱211.00
21,101 - 21,200	₱212.00
21,201 - 21,300	₱213.00
21,301 - 21,400	₱214.00
21,401 - 21,500	₱215.00
21,501 - 21,600	₱216.00
21,601 - 21,700	₱217.00
21,701 - 21,800	₱218.00
21,801 - 21,900	₱219.00
21,901 - 22,000	₱220.00
22,001 - 22,100	₱221.00
22,101 - 22,200	₱222.00
22,201 - 22,300	₱223.00
22,301 - 22,400	₱224.00
22,401 - 22,500	₱225.00
22,501 - 22,600	₱226.00
22,601 - 22,700	₱227.00
22,701 - 22,800	₱228.00
22,801 - 22,900	₱229.00
22,901 - 23,000	₱230.00
23,001 - 23,100	₱231.00
23,101 - 23,200	₱232.00
23,201 - 23,300	₱233.00
23,301 - 23,400	₱234.00
23,401 - 23,500	₱235.00
23,501 - 23,600	₱236.00
23,601 - 23,700	₱237.00
23,701 - 23,800	₱238.00
23,801 - 23,900	₱239.00
23,901 - 24,000	₱240.00
24,001 - 24,100	₱241.00
24,101 - 24,200	₱242.00
24,201 - 24,300	₱243.00
24,301 - 24,400	₱244.00
24,401 - 24,500	₱245.00
24,501 - 24,600	₱246.00
24,601 - 24,700	₱247.00
24,701 - 24,800	₱248.00
24,801 - 24,900	₱249.00
24,901 - 25,000	₱250.00
25,001 - 25,100	₱251.00
25,101 - 25,200	₱252.00
25,201 - 25,300	₱253.00
25,301 - 25,400	₱254.00
25,401 - 25,500	₱255.00
25,501 - 25,600	₱256.00
25,601 - 25,700	₱257.00
25,701 - 25,800	₱258.00
25,801 - 25,900	₱259.00
25,901 - 26,000	₱260.00
26,001 - 26,100	₱261.00
26,101 - 26,200	₱262.00
26,201 - 26,300	₱263.00
26,301 - 26,400	₱264.00
26,401 - 26,500	₱265.00
26,501 - 26,600	₱266.00
26,601 - 26,700	₱267.00
26,701 - 26,800	₱268.00
26,801 - 26,900	₱269.00
26,901 - 27,000	₱270.00
27,001 - 27,100	₱271.00
27,101 - 27,200	₱272.00
27,201 - 27,300	₱273.00
27,301 - 27,400	₱274.00
27,401 - 27,500	₱275.00
27,501 - 27,600	₱276.00
27,601 - 27,700	₱277.00
27,701 - 27,800	₱278.00
27,801 - 27,900	₱279.00
27,901 - 28,000	₱280.00
28,001 - 28,100	₱281.00
28,101 - 28,200	₱282.00
28,201 - 28,300	₱283.00
28,301 - 28,400	₱284.00
28,401 - 28,500	₱285.00
28,501 - 28,600	₱286.00
28,601 - 28,700	₱287.00
28,701 - 28,800	288.00
28,801 - 28,900	₱289.00
28,901 - 29,000	₱290.00
29,001 - 29,100	₱291.00
29,101 - 29,200	₱292.00
29,201 - 29,300	₱293.00
29,301 - 29,400	₱294.00
29,401 - 29,500	₱295.00
29,501 - 29,600	₱296.00
29,601 - 29,700	₱297.00
29,701 - 29,800	₱298.00
29,801 - 29,900	₱299.00
29,901 - 30,000	₱300.00
30,001 - 30,100	₱301.00
30,101 - 30,200	₱302.00
30,201 - 30,300	₱303.00
30,301 - 30,400	₱304.00
30,401 - 30,500	₱305.00
30,501 - 30,600	₱306.00
30,601 - 30,700	₱307.00
30,701 - 30,800	₱308.00
30,801 - 30,900	₱309.00
30,901 - 31,000	₱310.00
31,001 - 31,100	₱311.00
31,101 - 31,200	₱312.00
31,201 - 31,300	₱313.00
31,301 - 31,400	₱314.00
31,401 - 31,500	₱315.00
31,501 - 31,600	₱316.00
31,601 - 31,700	₱317.00
31,701 - 31,800	₱318.00
31,801 - 31,900	₱319.00
31,901 - 32,000	₱320.00
32,001 - 32,100	₱321.00
32,101 - 32,200	₱322.00
32,201 - 32,300	₱323.00
32,301 - 32,400	₱324.00
32,401 - 32,500	₱325.00
32,501 - 32,600	₱326.00
32,601 - 32,700	₱327.00
32,701 - 32,800	₱328.00
32,801 - 32,900	₱329.00
32,901 - 33,000	₱330.00
33,001 - 33,100	₱331.00
33,101 - 33,200	₱332.00
33,201 - 33,300	₱333.00
33,301 - 33,400	₱334.00
33,401 - 33,500	₱335.00
33,501 - 33,600	₱336.00
33,601 - 33,700	₱337.00
33,701 - 33,800	₱338.00
33,801 - 33,900	₱339.00
33,901 - 34,000	₱340.00
34,001 - 34,100	₱341.00
34,101 - 34,200	₱342.00
34,201 - 34,300	₱343.00
34,301 - 34,400	₱344.00
34,401 - 34,500	₱345.00
34,501 - 34,600	₱346.00
34,601 - 34,700	₱347.00
34,701 - 34,800	₱348.00
34,801 - 34,900	₱349.00
34,901 - 35,000	₱350.00
35,001 - 35,100	₱351.00
35,101 - 35,200	₱352.00
35,201 - 35,300	₱353.00
35,301 - 35,400	₱354.00
35,401 - 35,500	₱355.00
35,501 - 35,600	₱356.00
35,601 - 35,700	₱357.00
35,701 - 35,800	₱358.00
35,801 - 35,900	₱359.00
35,901 - 36,000	₱360.00
36,001 - 36,100	₱361.00
36,101 - 36,200	₱362.00
36,201 - 36,300	₱363.00
36,301 - 36,400	₱364.00
36,401 - 36,500	₱365.00
36,501 - 36,600	₱366.00
36,601 - 36,700	₱367.00
36,701 - 36,800	₱368.00
36,801 - 36,900	₱369.00
36,901 - 37,000	₱370.00
37,001 - 37,100	₱371.00
37,101 - 37,200	₱372.00
37,201 - 37,300	₱373.00
37,301 - 37,400	₱374.00
37,401 - 37,500	₱375.00
37,501 - 37,600	₱376.00
37,601 - 37,700	₱377.00
37,701 - 37,800	₱378.00
37,801 - 37,900	₱379.00
37,901 - 38,000	₱380.00
38,001 - 38,100	₱381.00
38,101 - 38,200	₱382.00
38,201 - 38,300	₱383.00
38,301 - 38,400	₱384.00
38,401 - 38,500	₱385.00
38,501 - 38,600	₱386.00
38,601 - 38,700	₱387.00
38,701 - 38,800	₱388.00
38,801 - 38,900	₱389.00
38,901 - 39,000	₱390.00
39,001 - 39,100	₱391.00
39,101 - 39,200	₱392.00
39,201 - 39,300	₱393.00
39,301 - 39,400	₱394.00
39,401 - 39,500	₱395.00
39,501 - 39,600	₱396.00
39,601 - 39,700	₱397.00
39,701 - 39,800	₱398.00
39,801 - 39,900	₱399.00
39,901 - 40,000	₱400.00
40,001 - 40,100	₱401.00
40,101 - 40,200	₱402.00
40,201 - 40,300	₱403.00
40,301 - 40,400	₱404.00
40,401 - 40,500	₱405.00
40,501 - 40,600	₱406.00
40,601 - 40,700	₱407.00
40,701 - 40,800	₱408.00
40,801 - 40,900	₱409.00
40,901 - 41,000	₱410.00
41,001 - 41,100	₱411.00
41,101 - 41,200	₱412.00
41,201 - 41,300	₱413.00
41,301 - 41,400	₱414.00
41,401 - 41,500	₱415.00
41,501 - 41,600	416.00
41,601 - 41,700	₱417.00
41,701 - 41,800	₱418.00
41,801 - 41,900	₱419.00
41,901 - 42,000	₱420.00
42,001 - 42,100	₱421.00
42,101 - 42,200	₱422.00
42,201 - 42,300	₱423.00
42,301 - 42,400	₱424.00
42,401 - 42,500	₱425.00
42,501 - 42,600	₱426.00
42,601 - 42,700	₱427.00
42,701 - 42,800	₱428.00
42,801 - 42,900	₱429.00
42,901 - 43,000	₱430.00
43,001 - 43,100	₱431.00
43,101 - 43,200	₱432.00
43,201 - 43,300	₱433.00
43,301 - 43,400	₱434.00
43,401 - 43,500	₱435.00
43,501 - 43,600	₱436.00
43,601 - 43,700	₱437.00
43,701 - 43,800	₱438.00
43,801 - 43,900	₱439.00
43,901 - 44,000	₱440.00
44,001 - 44,100	₱441.00
44,101 - 44,200	₱442.00
44,201 - 44,300	₱443.00
44,301 - 44,400	₱444.00
44,401 - 44,500	₱445.00
44,501 - 44,600	₱446.00
44,601 - 44,700	₱447.00
44,701 - 44,800	₱448.00
44,801 - 44,900	₱449.00
44,901 - 45,000	₱450.00
45,001 - 45,100	₱451.00
45,101 - 45,200	₱452.00
45,201 - 45,300	₱453.00
45,301 - 45,400	₱454.00
45,401 - 45,500	₱455.00
45,501 - 45,600	₱456.00
45,601 - 45,700	₱457.00
45,701 - 45,800	₱458.00
45,801 - 45,900	₱459.00
45,901 - 46,000	₱460.00
46,001 - 46,100	₱461.00
46,101 - 46,200	₱462.00
46,201 - 46,300	₱463.00
46,301 - 46,400	₱464.00
46,401 - 46,500	₱465.00
46,501 - 46,600	₱466.00
46,601 - 46,700	₱467.00
46,701 - 46,800	₱468.00
46,801 - 46,900	₱469.00
46,901 - 47,000	₱470.00
47,001 - 47,100	₱471.00
47,101 - 47,200	₱472.00
47,201 - 47,300	₱473.00
47,301 - 47,400	₱474.00
47,401 - 47,500	₱475.00
47,501 - 47,600	₱476.00
47,601 - 47,700	₱477.00
47,701 - 47,800	₱478.00
47,801 - 47,900	₱479.00
47,901 - 48,000	₱480.00
48,001 - 48,100	₱481.00
48,101 - 48,200	₱482.00
48,201 - 48,300	₱483.00
48,301 - 48,400	₱484.00
48,401 - 48,500	₱485.00
48,501 - 48,600	₱486.00
48,601 - 48,700	₱487.00
48,701 - 48,800	₱488.00
48,801 - 48,900	₱489.00
48,901 - 49,000	₱490.00
49,001 - 49,100	₱491.00
49,101 - 49,200	₱492.00
49,201 - 49,300	₱493.00
49,301 - 49,400	₱494.00
49,401 - 49,500	₱495.00
49,501 - 49,600	₱496.00
49,601 - 49,700	₱497.00
49,701 - 49,800	₱498.00
49,801 - 49,900	₱499.00
49,901 - 50,000	₱500.00

SME Credit Line

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

SME Credit Line

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SME Term Loan

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