SME Term Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

Palakihin ang inyong business na sinimulan with Cebuana Lhuillier Rural Bank’s SME Term Loan.

Para sa negosyong sinimulan kaya pang palakihin with Cebuana Lhuillier Rural Bank’s SME Term Loan.

Get a term loan of up to 60 months for as low as 7%.

Business Expansion

Acquisition of property

Purchase Machinery or Equipment

Product Details

Minimum Loan Amount	Php500,000.00
Maximum Loanable Amount	Subject to Borrower’s Capacity

Terms	Up to 5 years
Eligibility	Sole Proprietorship, Partnership or Corporation opertaing for at least 3 years.

REQUIREMENTS

SOLE PROPRIETORSHIP

Completely filled out and signed application form
Authorization Letter for bank check and appraisal
Clear copy of two (2) valid IDs of borrower/authorized signatory (must be photo-bearing and government-issued)
(See list of valid IDs)
Bank Statements (latest 3 months)
Income Tax Return (Form 1701)
Audited Financial Statements (latest 3 years)
DTI Certificate of Business Registration
Valid Business or Mayor’s Permit

PARTNERSHIP / CORPORATION

Completely filled out and signed application form
Authorization Letter for bank check and appraisal
Clear copy of two (2) valid IDs of borrower/authorized signatory (must be photo-bearing and government-issued)
(See list of valid IDs)
Bank Statements (latest 3 months)
Income Tax Return
Audited Financial Statements (latest 3 years)
In-house FS (latest 3 years), if available
SEC Registration and General Information Sheet (GIS)
Articles of Incorporation & By-Laws
Company profile: background, owners, key officers
Valid Business or Mayor’s Permit

PARTNERSHIP / CORPORATION

Completely filled out and signed application form
Authorization Letter for bank check and appraisal
Clear copy of two (2) valid IDs of borrower/authorized signatory (must be photo-bearing and government-issued)
(See list of valid IDs)
Bank Statements (latest 3 months)
Income Tax Return
Audited Financial Statements (latest 3 years)
In-house FS (latest 3 years), if available
SEC Registration and General Information Sheet (GIS)
Articles of Incorporation & By-Laws
Company profile: background, owners, key officers
Valid Business or Mayor’s Permit

ADDITIONAL REQUIREMENTS (IF APPLICABLE)

For Loan Take Out:

Latest Statement of Account from creditor
Copy of Official Receipts of payments in the past 3 months

For Construction Renovation:

Building Plans
Bills of materials and cost estimates / specifications

For Acquisition:

Contract to sell

For Rental Business:

Lease contracts
List of properties for rent, including: Contact person, Contact number, Address of property

Loan Calculator

Apply Now

Inquire Now

II. Special Savings Account	INTEREST RATES per annum
AMOUNT/TERM	30-90 Days	91-180 Days	181-365 Days	Ave.
₱10,000.00 - ₱499,999.99	0.750%	0.8750%	1.000%	0.875%
₱500,000.00 - ₱999,999.99	0.875%	1.000%	1.125%	1.000%
₱1,000,000.00 - ₱4,999,999.99	1.000%	1.125%	1.250%	1.125%
₱5,000,000.00 - ₱9,999,999.99	1.125%	1.250%	1.375%	1.250%
₱10,000,000.00 Above	1.250%	1.375%	1.500%	1.375%

SME Term Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

SME Term Loan

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AMOUNT	FEE
1 - 100	₱1.00
101 - 200	₱2.00
201 - 300	₱3.00
301 - 400	₱4.00
401 - 500	₱5.00
501 - 600	₱6.00
601 - 700	₱7.00
701 - 800	₱8.00
801 - 900	₱9.00
901 - 1,000	₱10.00
1,001 - 1,100	₱11.00
1,101 - 1,200	₱12.00
1,201 - 1,300	₱13.00
1,301 - 1,400	₱14.00
1,401 - 1,500	₱15.00
1,501 - 1,600	₱16.00
1,601 - 1,700	₱17.00
1,701 - 1,800	₱18.00
1,801 - 1,900	₱19.00
1,901 - 2,000	₱20.00
2,001 - 2,100	₱21.00
2,101 - 2,200	₱22.00
2,201 - 2,300	₱23.00
2,301 - 2,400	₱24.00
2,401 - 2,500	₱25.00
2,501 - 2,600	₱26.00
2,601 - 2,700	₱27.00
2,701 - 2,800	₱28.00
2,801 - 2,900	₱29.00
2,901 - 3,000	₱30.00
3,001 - 3,100	₱31.00
3,101 - 3,200	₱32.00
3,201 - 3,300	₱33.00
3,301 - 3,400	₱34.00
3,401 - 3,500	₱35.00
3,501 - 3,600	₱36.00
3,601 - 3,700	₱37.00
3,701 - 3,800	₱38.00
3,801 - 3,900	₱39.00
3,901 - 4,000	₱40.00
4,001 - 4,100	₱41.00
4,101 - 4,200	₱42.00
4,201 - 4,300	₱43.00
4,301 - 4,400	₱44.00
4,401 - 4,500	₱45.00
4,501 - 4,600	₱46.00
4,601 - 4,700	₱47.00
4,701 - 4,800	₱48.00
4,801 - 4,900	₱49.00
4,901 - 5,000	₱50.00
5,001 - 5,100	₱51.00
5,101 - 5,200	₱52.00
5,201 - 5,300	₱53.00
5,301 - 5,400	₱54.00
5,401 - 5,500	₱55.00
5,501 - 5,600	₱56.00
5,601 - 5,700	₱57.00
5,701 - 5,800	₱58.00
5,801 - 5,900	₱59.00
5,901 - 6,000	₱60.00
6,001 - 6,100	₱61.00
6,101 - 6,200	₱62.00
6,201 - 6,300	₱63.00
6,301 - 6,400	₱64.00
6,401 - 6,500	₱65.00
6,501 - 6,600	₱66.00
6,601 - 6,700	₱67.00
6,701 - 6,800	₱68.00
6,801 - 6,900	₱69.00
6,901 - 7,000	₱70.00
7,001 - 7,100	₱71.00
7,101 - 7,200	₱72.00
7,201 - 7,300	₱73.00
7,301 - 7,400	₱74.00
7,401 - 7,500	₱75.00
7,501 - 7,600	₱76.00
7,601 - 7,700	₱77.00
7,701 - 7,800	₱78.00
7,801 - 7,900	₱79.00
7,901 - 8,000	₱80.00
8,001 - 8,100	₱81.00
8,101 - 8,200	₱82.00
8,201 - 8,300	₱83.00
8,301 - 8,400	₱84.00
8,401 - 8,500	₱85.00
8,501 - 8,600	₱86.00
8,601 - 8,700	₱27.00
8,701 - 8,800	₱88.00
8,801 - 8,900	₱89.00
8,901 - 9,000	₱90.00
9,001 - 9,100	₱91.00
9,101 - 9,200	₱92.00
9,201 - 9,300	₱93.00
9,301 - 9,400	₱94.00
9,401 - 9,500	₱95.00
9,501 - 9,600	₱96.00
9,601 - 9,700	₱97.00
9,701 - 9,800	₱98.00
9,801 - 9,900	₱99.00
9,901 - 10,000	₱100.00
10,001 - 10,100	₱101.00
10,101 - 10,200	₱102.00
10,201 - 10,300	₱103.00
10,301 - 10,400	₱104.00
10,401 - 10,500	₱105.00
10,501 - 10,600	₱106.00
10,601 - 10,700	₱107.00
10,701 - 10,800	₱108.00
10,801 - 10,900	₱109.00
10,901 - 11,000	₱110.00
11,001 - 11,100	₱111.00
11,101 - 11,200	₱112.00
11,201 - 11,300	₱113.00
11,301 - 11,400	₱114.00
11,401 - 11,500	₱115.00
11,501 - 11,600	₱116.00
11,601 - 11,700	₱117.00
11,701 - 11,800	₱118.00
11,801 - 11,900	₱119.00
11,901 - 12,000	₱120.00
12,001 -12,100	₱121.00
12,101 - 12,200	₱122.00
12,201 - 12,300	₱123.00
12,301 - 12,400	₱124.00
12,401 - 12,500	₱125.00
12,501 - 12,600	₱126.00
12,601 - 12,700	₱127.00
12,701 - 12,800	₱128.00
12,801 - 12,900	₱129.00
12,901 - 13,000	₱130.00
13,001 - 13,100	₱131.00
13,101 - 13,200	₱132.00
13,201 - 13,300	₱133.00
13,301 - 13,400	₱134.00
13,401 - 13,500	₱135.00
13,501 - 13,600	₱136.00
13,601 - 13,700	₱137.00
13,701 - 13,800	₱138.00
13,801 - 13,900	₱139.00
13,901 - 14,000	₱140.00
14,001 - 14,100	₱141.00
14,101 - 14,200	₱142.00
14,201 - 14,300	₱143.00
14,301 - 14,400	₱144.00
14,401 - 14,500	₱145.00
14,501 - 14,600	₱146.00
14,601 - 14,700	₱147.00
14,701 - 14,800	₱148.00
14,801 - 14,900	₱149.00
14,901 - 15,000	₱150.00
15,001 - 15,100	₱151.00
15,101 - 15,200	₱152.00
15,201 - 15,300	₱153.00
15,301 - 15,400	₱154.00
15,401 - 15,500	₱155.00
15,501 - 15,600	₱156.00
15,601 - 15,700	₱157.00
15,701 - 15,800	₱158.00
15,801 - 15,900	₱159.00
15,901 - 16,000	₱160.00
16,001 - 16,100	₱161.00
16,101 - 16,200	₱162.00
16,201 - 16,300	₱163.00
16,301 - 16,400	₱164.00
16,401 - 16,500	₱165.00
16,501 - 16,600	₱166.00
16,601 - 16,700	₱167.00
16,701 - 16,800	₱168.00
16,801 - 16,900	₱169.00
16,901 - 17,000	₱170.00
17,001 - 17,100	₱171.00
17,101 - 17,200	₱172.00
17,201 - 17,300	₱173.00
17,301 - 17,400	₱174.00
17,401 - 17,500	₱175.00
17,501 - 17,600	₱176.00
17,601 - 17,700	₱177.00
17,701 - 17,800	₱178.00
17,801 - 17,900	₱179.00
17,901 - 18,000	₱180.00
18,001 - 18,100	₱181.00
18,101 - 18,200	₱182.00
18,201 - 18,300	₱183.00
18,301 - 18,400	₱184.00
18,401 - 18,500	₱185.00
18,501 - 18,600	₱186.00
18,601 - 18,700	₱187.00
18,701 - 18,800	₱188.00
18,801 - 18,900	₱189.00
18,901 - 19,000	₱190.00
19,001 - 19,100	₱191.00
19,101 - 19,200	₱192.00
19,201 - 19,300	₱193.00
19,301 - 19,400	₱194.00
19,401 - 19,500	₱195.00
19,501 - 19,600	₱196.00
19,601 - 19,700	₱197.00
19,701 - 19,800	₱198.00
19,801 - 19,900	₱199.00
19,901 - 20,000	₱200.00
20,001 - 20,100	₱201.00
20,101 - 20,200	₱202.00
20,201 - 20,300	₱203.00
20,301 - 20,400	₱204.00
20,401 - 20,500	₱205.00
20,501 - 20,600	₱206.00
20,601 - 20,700	₱207.00
20,701 - 20,800	₱208.00
20,801 - 20,900	₱209.00
20,901 - 21,000	₱210.00
21,001 - 21,100	₱211.00
21,101 - 21,200	₱212.00
21,201 - 21,300	₱213.00
21,301 - 21,400	₱214.00
21,401 - 21,500	₱215.00
21,501 - 21,600	₱216.00
21,601 - 21,700	₱217.00
21,701 - 21,800	₱218.00
21,801 - 21,900	₱219.00
21,901 - 22,000	₱220.00
22,001 - 22,100	₱221.00
22,101 - 22,200	₱222.00
22,201 - 22,300	₱223.00
22,301 - 22,400	₱224.00
22,401 - 22,500	₱225.00
22,501 - 22,600	₱226.00
22,601 - 22,700	₱227.00
22,701 - 22,800	₱228.00
22,801 - 22,900	₱229.00
22,901 - 23,000	₱230.00
23,001 - 23,100	₱231.00
23,101 - 23,200	₱232.00
23,201 - 23,300	₱233.00
23,301 - 23,400	₱234.00
23,401 - 23,500	₱235.00
23,501 - 23,600	₱236.00
23,601 - 23,700	₱237.00
23,701 - 23,800	₱238.00
23,801 - 23,900	₱239.00
23,901 - 24,000	₱240.00
24,001 - 24,100	₱241.00
24,101 - 24,200	₱242.00
24,201 - 24,300	₱243.00
24,301 - 24,400	₱244.00
24,401 - 24,500	₱245.00
24,501 - 24,600	₱246.00
24,601 - 24,700	₱247.00
24,701 - 24,800	₱248.00
24,801 - 24,900	₱249.00
24,901 - 25,000	₱250.00
25,001 - 25,100	₱251.00
25,101 - 25,200	₱252.00
25,201 - 25,300	₱253.00
25,301 - 25,400	₱254.00
25,401 - 25,500	₱255.00
25,501 - 25,600	₱256.00
25,601 - 25,700	₱257.00
25,701 - 25,800	₱258.00
25,801 - 25,900	₱259.00
25,901 - 26,000	₱260.00
26,001 - 26,100	₱261.00
26,101 - 26,200	₱262.00
26,201 - 26,300	₱263.00
26,301 - 26,400	₱264.00
26,401 - 26,500	₱265.00
26,501 - 26,600	₱266.00
26,601 - 26,700	₱267.00
26,701 - 26,800	₱268.00
26,801 - 26,900	₱269.00
26,901 - 27,000	₱270.00
27,001 - 27,100	₱271.00
27,101 - 27,200	₱272.00
27,201 - 27,300	₱273.00
27,301 - 27,400	₱274.00
27,401 - 27,500	₱275.00
27,501 - 27,600	₱276.00
27,601 - 27,700	₱277.00
27,701 - 27,800	₱278.00
27,801 - 27,900	₱279.00
27,901 - 28,000	₱280.00
28,001 - 28,100	₱281.00
28,101 - 28,200	₱282.00
28,201 - 28,300	₱283.00
28,301 - 28,400	₱284.00
28,401 - 28,500	₱285.00
28,501 - 28,600	₱286.00
28,601 - 28,700	₱287.00
28,701 - 28,800	288.00
28,801 - 28,900	₱289.00
28,901 - 29,000	₱290.00
29,001 - 29,100	₱291.00
29,101 - 29,200	₱292.00
29,201 - 29,300	₱293.00
29,301 - 29,400	₱294.00
29,401 - 29,500	₱295.00
29,501 - 29,600	₱296.00
29,601 - 29,700	₱297.00
29,701 - 29,800	₱298.00
29,801 - 29,900	₱299.00
29,901 - 30,000	₱300.00
30,001 - 30,100	₱301.00
30,101 - 30,200	₱302.00
30,201 - 30,300	₱303.00
30,301 - 30,400	₱304.00
30,401 - 30,500	₱305.00
30,501 - 30,600	₱306.00
30,601 - 30,700	₱307.00
30,701 - 30,800	₱308.00
30,801 - 30,900	₱309.00
30,901 - 31,000	₱310.00
31,001 - 31,100	₱311.00
31,101 - 31,200	₱312.00
31,201 - 31,300	₱313.00
31,301 - 31,400	₱314.00
31,401 - 31,500	₱315.00
31,501 - 31,600	₱316.00
31,601 - 31,700	₱317.00
31,701 - 31,800	₱318.00
31,801 - 31,900	₱319.00
31,901 - 32,000	₱320.00
32,001 - 32,100	₱321.00
32,101 - 32,200	₱322.00
32,201 - 32,300	₱323.00
32,301 - 32,400	₱324.00
32,401 - 32,500	₱325.00
32,501 - 32,600	₱326.00
32,601 - 32,700	₱327.00
32,701 - 32,800	₱328.00
32,801 - 32,900	₱329.00
32,901 - 33,000	₱330.00
33,001 - 33,100	₱331.00
33,101 - 33,200	₱332.00
33,201 - 33,300	₱333.00
33,301 - 33,400	₱334.00
33,401 - 33,500	₱335.00
33,501 - 33,600	₱336.00
33,601 - 33,700	₱337.00
33,701 - 33,800	₱338.00
33,801 - 33,900	₱339.00
33,901 - 34,000	₱340.00
34,001 - 34,100	₱341.00
34,101 - 34,200	₱342.00
34,201 - 34,300	₱343.00
34,301 - 34,400	₱344.00
34,401 - 34,500	₱345.00
34,501 - 34,600	₱346.00
34,601 - 34,700	₱347.00
34,701 - 34,800	₱348.00
34,801 - 34,900	₱349.00
34,901 - 35,000	₱350.00
35,001 - 35,100	₱351.00
35,101 - 35,200	₱352.00
35,201 - 35,300	₱353.00
35,301 - 35,400	₱354.00
35,401 - 35,500	₱355.00
35,501 - 35,600	₱356.00
35,601 - 35,700	₱357.00
35,701 - 35,800	₱358.00
35,801 - 35,900	₱359.00
35,901 - 36,000	₱360.00
36,001 - 36,100	₱361.00
36,101 - 36,200	₱362.00
36,201 - 36,300	₱363.00
36,301 - 36,400	₱364.00
36,401 - 36,500	₱365.00
36,501 - 36,600	₱366.00
36,601 - 36,700	₱367.00
36,701 - 36,800	₱368.00
36,801 - 36,900	₱369.00
36,901 - 37,000	₱370.00
37,001 - 37,100	₱371.00
37,101 - 37,200	₱372.00
37,201 - 37,300	₱373.00
37,301 - 37,400	₱374.00
37,401 - 37,500	₱375.00
37,501 - 37,600	₱376.00
37,601 - 37,700	₱377.00
37,701 - 37,800	₱378.00
37,801 - 37,900	₱379.00
37,901 - 38,000	₱380.00
38,001 - 38,100	₱381.00
38,101 - 38,200	₱382.00
38,201 - 38,300	₱383.00
38,301 - 38,400	₱384.00
38,401 - 38,500	₱385.00
38,501 - 38,600	₱386.00
38,601 - 38,700	₱387.00
38,701 - 38,800	₱388.00
38,801 - 38,900	₱389.00
38,901 - 39,000	₱390.00
39,001 - 39,100	₱391.00
39,101 - 39,200	₱392.00
39,201 - 39,300	₱393.00
39,301 - 39,400	₱394.00
39,401 - 39,500	₱395.00
39,501 - 39,600	₱396.00
39,601 - 39,700	₱397.00
39,701 - 39,800	₱398.00
39,801 - 39,900	₱399.00
39,901 - 40,000	₱400.00
40,001 - 40,100	₱401.00
40,101 - 40,200	₱402.00
40,201 - 40,300	₱403.00
40,301 - 40,400	₱404.00
40,401 - 40,500	₱405.00
40,501 - 40,600	₱406.00
40,601 - 40,700	₱407.00
40,701 - 40,800	₱408.00
40,801 - 40,900	₱409.00
40,901 - 41,000	₱410.00
41,001 - 41,100	₱411.00
41,101 - 41,200	₱412.00
41,201 - 41,300	₱413.00
41,301 - 41,400	₱414.00
41,401 - 41,500	₱415.00
41,501 - 41,600	416.00
41,601 - 41,700	₱417.00
41,701 - 41,800	₱418.00
41,801 - 41,900	₱419.00
41,901 - 42,000	₱420.00
42,001 - 42,100	₱421.00
42,101 - 42,200	₱422.00
42,201 - 42,300	₱423.00
42,301 - 42,400	₱424.00
42,401 - 42,500	₱425.00
42,501 - 42,600	₱426.00
42,601 - 42,700	₱427.00
42,701 - 42,800	₱428.00
42,801 - 42,900	₱429.00
42,901 - 43,000	₱430.00
43,001 - 43,100	₱431.00
43,101 - 43,200	₱432.00
43,201 - 43,300	₱433.00
43,301 - 43,400	₱434.00
43,401 - 43,500	₱435.00
43,501 - 43,600	₱436.00
43,601 - 43,700	₱437.00
43,701 - 43,800	₱438.00
43,801 - 43,900	₱439.00
43,901 - 44,000	₱440.00
44,001 - 44,100	₱441.00
44,101 - 44,200	₱442.00
44,201 - 44,300	₱443.00
44,301 - 44,400	₱444.00
44,401 - 44,500	₱445.00
44,501 - 44,600	₱446.00
44,601 - 44,700	₱447.00
44,701 - 44,800	₱448.00
44,801 - 44,900	₱449.00
44,901 - 45,000	₱450.00
45,001 - 45,100	₱451.00
45,101 - 45,200	₱452.00
45,201 - 45,300	₱453.00
45,301 - 45,400	₱454.00
45,401 - 45,500	₱455.00
45,501 - 45,600	₱456.00
45,601 - 45,700	₱457.00
45,701 - 45,800	₱458.00
45,801 - 45,900	₱459.00
45,901 - 46,000	₱460.00
46,001 - 46,100	₱461.00
46,101 - 46,200	₱462.00
46,201 - 46,300	₱463.00
46,301 - 46,400	₱464.00
46,401 - 46,500	₱465.00
46,501 - 46,600	₱466.00
46,601 - 46,700	₱467.00
46,701 - 46,800	₱468.00
46,801 - 46,900	₱469.00
46,901 - 47,000	₱470.00
47,001 - 47,100	₱471.00
47,101 - 47,200	₱472.00
47,201 - 47,300	₱473.00
47,301 - 47,400	₱474.00
47,401 - 47,500	₱475.00
47,501 - 47,600	₱476.00
47,601 - 47,700	₱477.00
47,701 - 47,800	₱478.00
47,801 - 47,900	₱479.00
47,901 - 48,000	₱480.00
48,001 - 48,100	₱481.00
48,101 - 48,200	₱482.00
48,201 - 48,300	₱483.00
48,301 - 48,400	₱484.00
48,401 - 48,500	₱485.00
48,501 - 48,600	₱486.00
48,601 - 48,700	₱487.00
48,701 - 48,800	₱488.00
48,801 - 48,900	₱489.00
48,901 - 49,000	₱490.00
49,001 - 49,100	₱491.00
49,101 - 49,200	₱492.00
49,201 - 49,300	₱493.00
49,301 - 49,400	₱494.00
49,401 - 49,500	₱495.00
49,501 - 49,600	₱496.00
49,601 - 49,700	₱497.00
49,701 - 49,800	₱498.00
49,801 - 49,900	₱499.00
49,901 - 50,000	₱500.00

SME Term Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

SME Term Loan

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