Home Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

Abot mo na ang inyong dream house. Start building your home with Cebuana Lhuillier Rural Bank’s Home Loan.

Sa Cebuana Lhuillier Rural Bank Home Loan, ang bahay na pinangarap mo, kaya mo nang bilhin!

Choose the home loan option that will make that dream house something you can call yours.

Interested? Check our loan calculator to find the perfect terms and click the “Apply Now” button.

Minimum Loan Amount
PhP500,000.00

Downpayment
20%

Fixing Options
1,3,5 or 10 years

Product Details

Loan Purpose	•Purchase •Construct or Renovate •Refinance •Home Equity
Loanable Amount	Up to 80% Appraised Value

Collateral	•Lot only •Lot with Improvement •Condominium
Terms	1 – 15 years

ELIGIBILITY

At least 21 yrs. old upon loan application and should not exceed 65 years old upon loan maturity
Must have a gross monthly family income of at least PhP30,000.00
With Source of Income:

Locally employed with tenure of at least two (2) years or;
With Business with at least three (3) years of profitable operations or;
OFWs with at least three (3) years with current employer

REQUIREMENTS

GENERAL DOCUMENTS

Completely filled out Application Form
Two (2) Valid Government IDs (See list of valid IDs)
Marriage Contract (if applicable)

REQUIRED FINANCIAL DOCUMENTS

If Locally Employed Borrowers

Three (3) months latest Payslips/Latest 2316
Certificate of Employment (COE) indicating salary, position and length of employment

If Self-Employed Borrowers

Two (2) years latest Financial Statements with ITR
Business Permits (DTI/Mayor’s/Brgy Permit/SEC Registration)
Three (3) months latest Bank Statements
List of Suppliers & Customers with contact number/s (at least 3 each)

If OFWs

Latest Employment Contract
Three (3) months latest Payslips / Three (3) months latest Proof of Remittances

REQUIRED COLLATERAL DOCUMENTS

Photocopy of Title (TCT for house & lot; CCT for Condominiums)
Tax Declaration on Lot & Improvement

For Construction

Bill of Materials
Lot Plan & Vicinity Map
Approved Building Plan

Refinancing

Latest Statement of Account

Loan Calculator

Apply Now

Inquire Now

II. Special Savings Account	INTEREST RATES per annum
AMOUNT/TERM	30-90 Days	91-180 Days	181-365 Days	Ave.
₱10,000.00 - ₱499,999.99	0.750%	0.8750%	1.000%	0.875%
₱500,000.00 - ₱999,999.99	0.875%	1.000%	1.125%	1.000%
₱1,000,000.00 - ₱4,999,999.99	1.000%	1.125%	1.250%	1.125%
₱5,000,000.00 - ₱9,999,999.99	1.125%	1.250%	1.375%	1.250%
₱10,000,000.00 Above	1.250%	1.375%	1.500%	1.375%

Home Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

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AMOUNT	FEE
1 - 100	₱1.00
101 - 200	₱2.00
201 - 300	₱3.00
301 - 400	₱4.00
401 - 500	₱5.00
501 - 600	₱6.00
601 - 700	₱7.00
701 - 800	₱8.00
801 - 900	₱9.00
901 - 1,000	₱10.00
1,001 - 1,100	₱11.00
1,101 - 1,200	₱12.00
1,201 - 1,300	₱13.00
1,301 - 1,400	₱14.00
1,401 - 1,500	₱15.00
1,501 - 1,600	₱16.00
1,601 - 1,700	₱17.00
1,701 - 1,800	₱18.00
1,801 - 1,900	₱19.00
1,901 - 2,000	₱20.00
2,001 - 2,100	₱21.00
2,101 - 2,200	₱22.00
2,201 - 2,300	₱23.00
2,301 - 2,400	₱24.00
2,401 - 2,500	₱25.00
2,501 - 2,600	₱26.00
2,601 - 2,700	₱27.00
2,701 - 2,800	₱28.00
2,801 - 2,900	₱29.00
2,901 - 3,000	₱30.00
3,001 - 3,100	₱31.00
3,101 - 3,200	₱32.00
3,201 - 3,300	₱33.00
3,301 - 3,400	₱34.00
3,401 - 3,500	₱35.00
3,501 - 3,600	₱36.00
3,601 - 3,700	₱37.00
3,701 - 3,800	₱38.00
3,801 - 3,900	₱39.00
3,901 - 4,000	₱40.00
4,001 - 4,100	₱41.00
4,101 - 4,200	₱42.00
4,201 - 4,300	₱43.00
4,301 - 4,400	₱44.00
4,401 - 4,500	₱45.00
4,501 - 4,600	₱46.00
4,601 - 4,700	₱47.00
4,701 - 4,800	₱48.00
4,801 - 4,900	₱49.00
4,901 - 5,000	₱50.00
5,001 - 5,100	₱51.00
5,101 - 5,200	₱52.00
5,201 - 5,300	₱53.00
5,301 - 5,400	₱54.00
5,401 - 5,500	₱55.00
5,501 - 5,600	₱56.00
5,601 - 5,700	₱57.00
5,701 - 5,800	₱58.00
5,801 - 5,900	₱59.00
5,901 - 6,000	₱60.00
6,001 - 6,100	₱61.00
6,101 - 6,200	₱62.00
6,201 - 6,300	₱63.00
6,301 - 6,400	₱64.00
6,401 - 6,500	₱65.00
6,501 - 6,600	₱66.00
6,601 - 6,700	₱67.00
6,701 - 6,800	₱68.00
6,801 - 6,900	₱69.00
6,901 - 7,000	₱70.00
7,001 - 7,100	₱71.00
7,101 - 7,200	₱72.00
7,201 - 7,300	₱73.00
7,301 - 7,400	₱74.00
7,401 - 7,500	₱75.00
7,501 - 7,600	₱76.00
7,601 - 7,700	₱77.00
7,701 - 7,800	₱78.00
7,801 - 7,900	₱79.00
7,901 - 8,000	₱80.00
8,001 - 8,100	₱81.00
8,101 - 8,200	₱82.00
8,201 - 8,300	₱83.00
8,301 - 8,400	₱84.00
8,401 - 8,500	₱85.00
8,501 - 8,600	₱86.00
8,601 - 8,700	₱27.00
8,701 - 8,800	₱88.00
8,801 - 8,900	₱89.00
8,901 - 9,000	₱90.00
9,001 - 9,100	₱91.00
9,101 - 9,200	₱92.00
9,201 - 9,300	₱93.00
9,301 - 9,400	₱94.00
9,401 - 9,500	₱95.00
9,501 - 9,600	₱96.00
9,601 - 9,700	₱97.00
9,701 - 9,800	₱98.00
9,801 - 9,900	₱99.00
9,901 - 10,000	₱100.00
10,001 - 10,100	₱101.00
10,101 - 10,200	₱102.00
10,201 - 10,300	₱103.00
10,301 - 10,400	₱104.00
10,401 - 10,500	₱105.00
10,501 - 10,600	₱106.00
10,601 - 10,700	₱107.00
10,701 - 10,800	₱108.00
10,801 - 10,900	₱109.00
10,901 - 11,000	₱110.00
11,001 - 11,100	₱111.00
11,101 - 11,200	₱112.00
11,201 - 11,300	₱113.00
11,301 - 11,400	₱114.00
11,401 - 11,500	₱115.00
11,501 - 11,600	₱116.00
11,601 - 11,700	₱117.00
11,701 - 11,800	₱118.00
11,801 - 11,900	₱119.00
11,901 - 12,000	₱120.00
12,001 -12,100	₱121.00
12,101 - 12,200	₱122.00
12,201 - 12,300	₱123.00
12,301 - 12,400	₱124.00
12,401 - 12,500	₱125.00
12,501 - 12,600	₱126.00
12,601 - 12,700	₱127.00
12,701 - 12,800	₱128.00
12,801 - 12,900	₱129.00
12,901 - 13,000	₱130.00
13,001 - 13,100	₱131.00
13,101 - 13,200	₱132.00
13,201 - 13,300	₱133.00
13,301 - 13,400	₱134.00
13,401 - 13,500	₱135.00
13,501 - 13,600	₱136.00
13,601 - 13,700	₱137.00
13,701 - 13,800	₱138.00
13,801 - 13,900	₱139.00
13,901 - 14,000	₱140.00
14,001 - 14,100	₱141.00
14,101 - 14,200	₱142.00
14,201 - 14,300	₱143.00
14,301 - 14,400	₱144.00
14,401 - 14,500	₱145.00
14,501 - 14,600	₱146.00
14,601 - 14,700	₱147.00
14,701 - 14,800	₱148.00
14,801 - 14,900	₱149.00
14,901 - 15,000	₱150.00
15,001 - 15,100	₱151.00
15,101 - 15,200	₱152.00
15,201 - 15,300	₱153.00
15,301 - 15,400	₱154.00
15,401 - 15,500	₱155.00
15,501 - 15,600	₱156.00
15,601 - 15,700	₱157.00
15,701 - 15,800	₱158.00
15,801 - 15,900	₱159.00
15,901 - 16,000	₱160.00
16,001 - 16,100	₱161.00
16,101 - 16,200	₱162.00
16,201 - 16,300	₱163.00
16,301 - 16,400	₱164.00
16,401 - 16,500	₱165.00
16,501 - 16,600	₱166.00
16,601 - 16,700	₱167.00
16,701 - 16,800	₱168.00
16,801 - 16,900	₱169.00
16,901 - 17,000	₱170.00
17,001 - 17,100	₱171.00
17,101 - 17,200	₱172.00
17,201 - 17,300	₱173.00
17,301 - 17,400	₱174.00
17,401 - 17,500	₱175.00
17,501 - 17,600	₱176.00
17,601 - 17,700	₱177.00
17,701 - 17,800	₱178.00
17,801 - 17,900	₱179.00
17,901 - 18,000	₱180.00
18,001 - 18,100	₱181.00
18,101 - 18,200	₱182.00
18,201 - 18,300	₱183.00
18,301 - 18,400	₱184.00
18,401 - 18,500	₱185.00
18,501 - 18,600	₱186.00
18,601 - 18,700	₱187.00
18,701 - 18,800	₱188.00
18,801 - 18,900	₱189.00
18,901 - 19,000	₱190.00
19,001 - 19,100	₱191.00
19,101 - 19,200	₱192.00
19,201 - 19,300	₱193.00
19,301 - 19,400	₱194.00
19,401 - 19,500	₱195.00
19,501 - 19,600	₱196.00
19,601 - 19,700	₱197.00
19,701 - 19,800	₱198.00
19,801 - 19,900	₱199.00
19,901 - 20,000	₱200.00
20,001 - 20,100	₱201.00
20,101 - 20,200	₱202.00
20,201 - 20,300	₱203.00
20,301 - 20,400	₱204.00
20,401 - 20,500	₱205.00
20,501 - 20,600	₱206.00
20,601 - 20,700	₱207.00
20,701 - 20,800	₱208.00
20,801 - 20,900	₱209.00
20,901 - 21,000	₱210.00
21,001 - 21,100	₱211.00
21,101 - 21,200	₱212.00
21,201 - 21,300	₱213.00
21,301 - 21,400	₱214.00
21,401 - 21,500	₱215.00
21,501 - 21,600	₱216.00
21,601 - 21,700	₱217.00
21,701 - 21,800	₱218.00
21,801 - 21,900	₱219.00
21,901 - 22,000	₱220.00
22,001 - 22,100	₱221.00
22,101 - 22,200	₱222.00
22,201 - 22,300	₱223.00
22,301 - 22,400	₱224.00
22,401 - 22,500	₱225.00
22,501 - 22,600	₱226.00
22,601 - 22,700	₱227.00
22,701 - 22,800	₱228.00
22,801 - 22,900	₱229.00
22,901 - 23,000	₱230.00
23,001 - 23,100	₱231.00
23,101 - 23,200	₱232.00
23,201 - 23,300	₱233.00
23,301 - 23,400	₱234.00
23,401 - 23,500	₱235.00
23,501 - 23,600	₱236.00
23,601 - 23,700	₱237.00
23,701 - 23,800	₱238.00
23,801 - 23,900	₱239.00
23,901 - 24,000	₱240.00
24,001 - 24,100	₱241.00
24,101 - 24,200	₱242.00
24,201 - 24,300	₱243.00
24,301 - 24,400	₱244.00
24,401 - 24,500	₱245.00
24,501 - 24,600	₱246.00
24,601 - 24,700	₱247.00
24,701 - 24,800	₱248.00
24,801 - 24,900	₱249.00
24,901 - 25,000	₱250.00
25,001 - 25,100	₱251.00
25,101 - 25,200	₱252.00
25,201 - 25,300	₱253.00
25,301 - 25,400	₱254.00
25,401 - 25,500	₱255.00
25,501 - 25,600	₱256.00
25,601 - 25,700	₱257.00
25,701 - 25,800	₱258.00
25,801 - 25,900	₱259.00
25,901 - 26,000	₱260.00
26,001 - 26,100	₱261.00
26,101 - 26,200	₱262.00
26,201 - 26,300	₱263.00
26,301 - 26,400	₱264.00
26,401 - 26,500	₱265.00
26,501 - 26,600	₱266.00
26,601 - 26,700	₱267.00
26,701 - 26,800	₱268.00
26,801 - 26,900	₱269.00
26,901 - 27,000	₱270.00
27,001 - 27,100	₱271.00
27,101 - 27,200	₱272.00
27,201 - 27,300	₱273.00
27,301 - 27,400	₱274.00
27,401 - 27,500	₱275.00
27,501 - 27,600	₱276.00
27,601 - 27,700	₱277.00
27,701 - 27,800	₱278.00
27,801 - 27,900	₱279.00
27,901 - 28,000	₱280.00
28,001 - 28,100	₱281.00
28,101 - 28,200	₱282.00
28,201 - 28,300	₱283.00
28,301 - 28,400	₱284.00
28,401 - 28,500	₱285.00
28,501 - 28,600	₱286.00
28,601 - 28,700	₱287.00
28,701 - 28,800	288.00
28,801 - 28,900	₱289.00
28,901 - 29,000	₱290.00
29,001 - 29,100	₱291.00
29,101 - 29,200	₱292.00
29,201 - 29,300	₱293.00
29,301 - 29,400	₱294.00
29,401 - 29,500	₱295.00
29,501 - 29,600	₱296.00
29,601 - 29,700	₱297.00
29,701 - 29,800	₱298.00
29,801 - 29,900	₱299.00
29,901 - 30,000	₱300.00
30,001 - 30,100	₱301.00
30,101 - 30,200	₱302.00
30,201 - 30,300	₱303.00
30,301 - 30,400	₱304.00
30,401 - 30,500	₱305.00
30,501 - 30,600	₱306.00
30,601 - 30,700	₱307.00
30,701 - 30,800	₱308.00
30,801 - 30,900	₱309.00
30,901 - 31,000	₱310.00
31,001 - 31,100	₱311.00
31,101 - 31,200	₱312.00
31,201 - 31,300	₱313.00
31,301 - 31,400	₱314.00
31,401 - 31,500	₱315.00
31,501 - 31,600	₱316.00
31,601 - 31,700	₱317.00
31,701 - 31,800	₱318.00
31,801 - 31,900	₱319.00
31,901 - 32,000	₱320.00
32,001 - 32,100	₱321.00
32,101 - 32,200	₱322.00
32,201 - 32,300	₱323.00
32,301 - 32,400	₱324.00
32,401 - 32,500	₱325.00
32,501 - 32,600	₱326.00
32,601 - 32,700	₱327.00
32,701 - 32,800	₱328.00
32,801 - 32,900	₱329.00
32,901 - 33,000	₱330.00
33,001 - 33,100	₱331.00
33,101 - 33,200	₱332.00
33,201 - 33,300	₱333.00
33,301 - 33,400	₱334.00
33,401 - 33,500	₱335.00
33,501 - 33,600	₱336.00
33,601 - 33,700	₱337.00
33,701 - 33,800	₱338.00
33,801 - 33,900	₱339.00
33,901 - 34,000	₱340.00
34,001 - 34,100	₱341.00
34,101 - 34,200	₱342.00
34,201 - 34,300	₱343.00
34,301 - 34,400	₱344.00
34,401 - 34,500	₱345.00
34,501 - 34,600	₱346.00
34,601 - 34,700	₱347.00
34,701 - 34,800	₱348.00
34,801 - 34,900	₱349.00
34,901 - 35,000	₱350.00
35,001 - 35,100	₱351.00
35,101 - 35,200	₱352.00
35,201 - 35,300	₱353.00
35,301 - 35,400	₱354.00
35,401 - 35,500	₱355.00
35,501 - 35,600	₱356.00
35,601 - 35,700	₱357.00
35,701 - 35,800	₱358.00
35,801 - 35,900	₱359.00
35,901 - 36,000	₱360.00
36,001 - 36,100	₱361.00
36,101 - 36,200	₱362.00
36,201 - 36,300	₱363.00
36,301 - 36,400	₱364.00
36,401 - 36,500	₱365.00
36,501 - 36,600	₱366.00
36,601 - 36,700	₱367.00
36,701 - 36,800	₱368.00
36,801 - 36,900	₱369.00
36,901 - 37,000	₱370.00
37,001 - 37,100	₱371.00
37,101 - 37,200	₱372.00
37,201 - 37,300	₱373.00
37,301 - 37,400	₱374.00
37,401 - 37,500	₱375.00
37,501 - 37,600	₱376.00
37,601 - 37,700	₱377.00
37,701 - 37,800	₱378.00
37,801 - 37,900	₱379.00
37,901 - 38,000	₱380.00
38,001 - 38,100	₱381.00
38,101 - 38,200	₱382.00
38,201 - 38,300	₱383.00
38,301 - 38,400	₱384.00
38,401 - 38,500	₱385.00
38,501 - 38,600	₱386.00
38,601 - 38,700	₱387.00
38,701 - 38,800	₱388.00
38,801 - 38,900	₱389.00
38,901 - 39,000	₱390.00
39,001 - 39,100	₱391.00
39,101 - 39,200	₱392.00
39,201 - 39,300	₱393.00
39,301 - 39,400	₱394.00
39,401 - 39,500	₱395.00
39,501 - 39,600	₱396.00
39,601 - 39,700	₱397.00
39,701 - 39,800	₱398.00
39,801 - 39,900	₱399.00
39,901 - 40,000	₱400.00
40,001 - 40,100	₱401.00
40,101 - 40,200	₱402.00
40,201 - 40,300	₱403.00
40,301 - 40,400	₱404.00
40,401 - 40,500	₱405.00
40,501 - 40,600	₱406.00
40,601 - 40,700	₱407.00
40,701 - 40,800	₱408.00
40,801 - 40,900	₱409.00
40,901 - 41,000	₱410.00
41,001 - 41,100	₱411.00
41,101 - 41,200	₱412.00
41,201 - 41,300	₱413.00
41,301 - 41,400	₱414.00
41,401 - 41,500	₱415.00
41,501 - 41,600	416.00
41,601 - 41,700	₱417.00
41,701 - 41,800	₱418.00
41,801 - 41,900	₱419.00
41,901 - 42,000	₱420.00
42,001 - 42,100	₱421.00
42,101 - 42,200	₱422.00
42,201 - 42,300	₱423.00
42,301 - 42,400	₱424.00
42,401 - 42,500	₱425.00
42,501 - 42,600	₱426.00
42,601 - 42,700	₱427.00
42,701 - 42,800	₱428.00
42,801 - 42,900	₱429.00
42,901 - 43,000	₱430.00
43,001 - 43,100	₱431.00
43,101 - 43,200	₱432.00
43,201 - 43,300	₱433.00
43,301 - 43,400	₱434.00
43,401 - 43,500	₱435.00
43,501 - 43,600	₱436.00
43,601 - 43,700	₱437.00
43,701 - 43,800	₱438.00
43,801 - 43,900	₱439.00
43,901 - 44,000	₱440.00
44,001 - 44,100	₱441.00
44,101 - 44,200	₱442.00
44,201 - 44,300	₱443.00
44,301 - 44,400	₱444.00
44,401 - 44,500	₱445.00
44,501 - 44,600	₱446.00
44,601 - 44,700	₱447.00
44,701 - 44,800	₱448.00
44,801 - 44,900	₱449.00
44,901 - 45,000	₱450.00
45,001 - 45,100	₱451.00
45,101 - 45,200	₱452.00
45,201 - 45,300	₱453.00
45,301 - 45,400	₱454.00
45,401 - 45,500	₱455.00
45,501 - 45,600	₱456.00
45,601 - 45,700	₱457.00
45,701 - 45,800	₱458.00
45,801 - 45,900	₱459.00
45,901 - 46,000	₱460.00
46,001 - 46,100	₱461.00
46,101 - 46,200	₱462.00
46,201 - 46,300	₱463.00
46,301 - 46,400	₱464.00
46,401 - 46,500	₱465.00
46,501 - 46,600	₱466.00
46,601 - 46,700	₱467.00
46,701 - 46,800	₱468.00
46,801 - 46,900	₱469.00
46,901 - 47,000	₱470.00
47,001 - 47,100	₱471.00
47,101 - 47,200	₱472.00
47,201 - 47,300	₱473.00
47,301 - 47,400	₱474.00
47,401 - 47,500	₱475.00
47,501 - 47,600	₱476.00
47,601 - 47,700	₱477.00
47,701 - 47,800	₱478.00
47,801 - 47,900	₱479.00
47,901 - 48,000	₱480.00
48,001 - 48,100	₱481.00
48,101 - 48,200	₱482.00
48,201 - 48,300	₱483.00
48,301 - 48,400	₱484.00
48,401 - 48,500	₱485.00
48,501 - 48,600	₱486.00
48,601 - 48,700	₱487.00
48,701 - 48,800	₱488.00
48,801 - 48,900	₱489.00
48,901 - 49,000	₱490.00
49,001 - 49,100	₱491.00
49,101 - 49,200	₱492.00
49,201 - 49,300	₱493.00
49,301 - 49,400	₱494.00
49,401 - 49,500	₱495.00
49,501 - 49,600	₱496.00
49,601 - 49,700	₱497.00
49,701 - 49,800	₱498.00
49,801 - 49,900	₱499.00
49,901 - 50,000	₱500.00

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